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Offset Mortgage — Finance by design
Illustrative photograph of an Australian home at timber frame stage

Construction loans

Build with the finance steps understood.

Construction finance has its own process, from contracts and valuations to progress payments and completion.

20+ years

Chris Taylor’s mortgage industry experience.

Chris Taylor’s experience
Combined team experience
Melton West + Fraser Rise
Australia-wideMelbourne and beyond

Personal and clear

Start with your circumstances, not a product.

Personal, clear mortgage advice for buyers, homeowners and investors across Melbourne and Australia-wide.

A construction loan commonly releases funds in stages as the build reaches agreed milestones. The lender may need plans, specifications, permits, a fixed-price contract and a valuation.

Talking through the finance early with Chris and the team can help you understand deposits, timing, variations and the information needed before construction begins.

What we can work through

  • Understand staged progress payments
  • Prepare the contract and supporting documents
  • Plan for deposits, variations and cost overruns
  • Coordinate finance milestones with the build

Common questions

Good questions deserve clear answers.

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Lender panel

Lenders we search for you.

Explore options across our lender panel. Availability depends on your circumstances and current lender criteria.

Start a conversation

Discuss my construction loan.

Whether you’re buying, refinancing, building or investing, start with a conversation about your plans.

Call ChrisGet started