Mortgage guides
Mortgage information without the jargon.
Practical information about buying a home in Melbourne, understanding your deposit and planning your next move. Our broader lending guides also support buyers and homeowners across Australia.
First home buyers
How Much Deposit Do I Need to Buy a Home in Melbourne?
A practical way to think about your deposit, purchase costs and the buffer you may need before buying.
Read guideBuying Your First Home in Melbourne: A Practical Guide
From a realistic budget to settlement, here are the finance conversations worth having early.
Read guideHow Does Home Loan Pre-Approval Work?
What pre-approval can tell you, what it cannot, and what may change before final approval.
Read guideHome loans
Buying a New Home in Melbourne: What You Need to Know About Finance
Finance considerations for established homes, house-and-land packages and new builds across Melbourne and beyond.
Read guideHow Much Can I Borrow for a Home Loan?
Why online estimates vary, what lenders assess and how to get a clearer view of your borrowing position.
Read guideWhat Is an Offset Account and How Does It Work?
An offset account can reduce the loan balance used to calculate interest, but features and fees vary.
Read guide
