Melbourne and Australia-wide
Your next move.
Our personal expertise.
With 20+ years of mortgage industry experience, Chris Taylor and the team help you find a home loan that fits your life. Personal advice. Clear next steps.
Why Offset Mortgage
A home loan is about more than a rate. It’s about the life you’re building around it.
clients
Helped and counting
years
Chris Taylor’s mortgage industry experience
years
Combined experience across the Offset team
offices
Melton West and Fraser Rise
Chris Taylor · Principal, Offset Mortgage
Meet Chris Taylor
“I believe great mortgage advice goes beyond finding the right loan. It’s about seeing the bigger picture and opening the door to what’s next.”
Buying property is one of the biggest financial decisions most people make. Having someone experienced to talk it through with makes the process feel far simpler.
Chris leads the Offset Mortgage team, bringing 30+ years of combined experience to every client conversation.
Google reviews
Rated by our clients.
5.0★★★★★
9 verified Google reviews
“Excellent Service from Chris. He came to our house, got all details required to process the loan. The process after that was seamless, fast and Stress free. I highly recommend using Chris.”
Sun S.
Melton West office
“Working with Tai was a smooth and stress-free experience. He was efficient, knowledgeable and always took the time to explain each step clearly. His attention to detail and commitment to getting the best outcome made a huge difference. Highly recommend his services to anyone looking for a reliable and trustworthy broker.”
Abdi
Fraser Rise office
“Highly recommended! Tai's services are top notch! He helped buy our first home and guided us throughout the process. Answered all our questions in professional manner. 10/10! Excellent broker.”
Hazel V.
Fraser Rise office
“Highly recommend Tai as your broker. Helped me purchase my first home utilising all the government grants applicable. Very helpful in providing tips to increase borrowing capacity and any other questions I had throughout the process. Maintaining professional communication and cooperation, Tai will without a doubt get you to the place you need to be. I will definitely use his services in the future.”
Patrick F.
Fraser Rise office
“Tai mortgage broking services is top level. I had a pleasant time dealing with him and would love to use his services again in the future for my financial needs. 100% recommended.”
Hieu N.
Fraser Rise office
“10/10!!!! Best to guide you when buying your first home! Couldn't be happier how easy and comfortable it was talking to them. Made my experience so much better!!”
Alezandra V.
Fraser Rise office
“Extremely happy with Tai. His help and advice was fantastic — also a great communicator.”
Barry M.
Fraser Rise office
“Excellent service and prompt response! Highly recommended!!”
Angela S.
Fraser Rise office
“The best broker around in the west.”
Michael H.
Fraser Rise office
Your plans, our starting point
A home loan is a big decision.
You don’t have to work it out alone.
Buying your first home, making room for a growing family or reviewing your current loan? Start with a conversation about what matters to you.
Melbourne knowledge, Australia-wide support
Advice shaped around your circumstances
A direct conversation with Chris and the team
Our local offices
Local offices. Australia-wide support.
With offices in Melton West and Fraser Rise, Offset Mortgage helps clients across Melbourne and Australia-wide.
How can we help?
A clearer way through your options.
First home buyers
Understand your borrowing position, deposit, pre-approval, loan options and the steps involved.
Learn moreHome loans
Explore lending options for your next home or a move to a new property.
Learn moreRefinancing
Review whether your current home loan still suits your circumstances and goals.
Learn moreProperty investment
Understand your borrowing position and lending options before your next investment move.
Learn moreConstruction loans
Understand the finance process and what you may need before construction begins.
Learn moreSelf-employed
Explore home loan options when your income is not a standard PAYG application.
Learn moreMelbourne and beyond
Mortgage advice, wherever home is.
Based in Melton West and Fraser Rise, Offset Mortgage supports buyers, homeowners and investors across all of Melbourne and Australia-wide.
Meet Chris or the team at one of our local offices, or speak by phone or video wherever you are in Australia. Your location does not limit the personal support you receive.
How it works
Simple steps. Clear advice.
Tell us what you’re trying to achieve
Start with a conversation about your goals and circumstances.
Understand your position
We’ll work through the information needed to understand your lending position.
Explore your options
We’ll help you understand the relevant loan options available to you.
Move forward
Once you’ve decided, we’ll help guide you through the application process.
First home buyers
Buying your first home in Melbourne or beyond?
There’s a lot to work out before you make an offer — from your deposit and borrowing capacity to upfront costs and pre-approval.
Explore your optionsRefinancing
Could your current home loan be worth reviewing?
Your circumstances and goals change. Your home loan may need to change with them.
Explore your optionsConstruction
Building your new home?
Understanding how construction finance works before you begin can help you prepare for the journey ahead.
Explore your optionsProperty investment
Planning your next investment property?
Understand your borrowing position and explore lending options relevant to your circumstances.
Explore your optionsRepayment calculator
Want to see what the numbers could look like?
Home loan repayment estimate
Adjust the figures to see an indicative repayment and total interest over the selected term.
Your estimate
- Estimated monthly repayment
- $3,675
- Estimated total repayments
- $1,322,933
- Estimated interest
- $722,933
Calculator results are estimates only, use simplified assumptions and should not be relied upon as financial advice, credit approval or an offer of finance. Actual outcomes vary by lender and individual circumstances.
Talk to Chris about my numbersMortgage guides
Mortgage information without the jargon.
Our guides are designed to help you understand the process before you make your next move.
First home buyers
How Much Deposit Do I Need to Buy a Home in Melbourne?
Read guideFirst home buyers
Buying Your First Home in Melbourne: A Practical Guide
Read guideHome loans
Buying a New Home in Melbourne: What You Need to Know About Finance
Read guideFrequently asked
Questions we’re often asked.
Lender panel
Lenders we search for you.
Explore options across our lender panel. Availability depends on your circumstances and current lender criteria.
Start a conversation
Ready to make your next move?
Whether you’re buying, refinancing, building or investing, start with a conversation about your plans.