Refinancing guide
How Does Refinancing Work and What Can It Cost?
A step-by-step overview of reviewing, applying, discharging and settling a replacement home loan.
Offset Mortgage · Plain-English mortgage information
Review the current loan
Start with the balance, rate, fees, features, remaining term and any fixed-rate break cost.
Compare suitable alternatives
Look at the total cost and features, not just a promotional rate.
Application to settlement
The new lender assesses the application and property. If approved, the old loan is discharged and replaced at settlement.
