Self-employed guide
Self-Employed Home Loans: What Documents Might You Need?
The evidence a lender may use to understand business income and your capacity to repay.
Offset Mortgage · Plain-English mortgage information
Common financial records
Depending on the lender, you may need personal and business tax returns, financial statements, notices of assessment and recent business activity statements.
Consistency and context
Business structure, trading history, one-off expenses and changes in income can affect how figures are interpreted.
Prepare before applying
A broker can help identify suitable documentation pathways before an application is lodged.
