
Home loans guide
Buying a New Home in Melbourne: What You Need to Know About Finance
Finance considerations for established homes, house-and-land packages and new builds across Melbourne and beyond.
Offset Mortgage · Plain-English mortgage information
Match finance to the purchase
An established home, titled land and a construction contract can each involve different loan processes.
Check timing and conditions
Finance approval, valuation, settlement dates and building milestones need to align with your contracts.
Get finance guidance early
A finance discussion before signing can reveal documents, deposit timing and lending conditions you may need to plan for.










