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Offset Mortgage — Finance by design
Illustrative photograph of a newly completed home exterior

Home loans guide

Buying a New Home in Melbourne: What You Need to Know About Finance

Finance considerations for established homes, house-and-land packages and new builds across Melbourne and beyond.

Offset Mortgage · Plain-English mortgage information

Match finance to the purchase

An established home, titled land and a construction contract can each involve different loan processes.

Check timing and conditions

Finance approval, valuation, settlement dates and building milestones need to align with your contracts.

Get finance guidance early

A finance discussion before signing can reveal documents, deposit timing and lending conditions you may need to plan for.

Lender panel

Lenders we search for you.

Explore options across our lender panel. Availability depends on your circumstances and current lender criteria.

Start a conversation

Ready to make your next move?

Whether you’re buying, refinancing, building or investing, start with a conversation about your plans.

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